Anwani utakayotumia kwa muongo ujao——ikiwa ni pamoja na pale mawakala wa AI wanapokulipa. Ya kudumu. Kwenye-mnyororo. Imeangikwa kwenye XRP Ledger kupitia protokali huria ya FAS-1.
Kwa wasanidi programu
DNS ilibadilisha 192.0.2.1 kuwa jina ungeweza kukumbuka. Tunafanya vivyo hivyo kwa pesa — wito mmoja huunganisha pay:yourname na maagizo ya malipo ya moja kwa moja katika kila reli.
Binadamu huchagua jina kama pay:architect. Anwani moja kwa kila reli, milele.
Wito mmoja wa API hurejesha maagizo ya malipo ya moja kwa moja kwa jina hilo.
The router selects the rail. XRPL settles on mainnet today; the design is rail-agnostic, so more rails can plug in via adapters.
Fedha husogea na uthibitisho usiobadilika wa utatuzi huangikwa kwenye-mnyororo.
Pengo la protokali
Ugunduzi, zana, nia, malipo madogo — yote yamejengwa. Hakuna hata moja inayojibu swali la kwanza: pesa zinakwenda wapi hasa?
| Protokali | Na | Inachotatua | Pengo inaloacha |
|---|---|---|---|
| A2A | Mawakala hugunduana & huzungumza | Hakuna safu ya malipo | |
| MCP | Anthropic | Mawakala huita zana & muktadha | Hakuna utambulisho wala ukamilishaji |
| AP2 | Nia ya malipo ya wakala & mamlaka | Hakuna utatuzi wa anwani | |
| x402 | Coinbase | Malipo kwa kila ombi ya asili ya HTTP | Reli moja, hakuna majina |
| FAS-1 | dns://money | ✓ Majina → maagizo ya malipo, reli yoyote | Safu ya utatuzi iliyokuwa ikikosekana |
“Eneo la malipo ya mawakala linahitaji njia ya pamoja ya kueleza nani analipwa na jinsi gani — bila kutegemea mtandao mmoja au pochi yoyote.”
— tatizo huria la ugunduzi ambalo FAS-1 hulitatua
Uthibitisho wa kazi · Genesis block
Tarehe 13 Machi 2026, modeli mbili za mstari wa mbele zilikamilisha thamani kwa kujiendesha kupitia FAS-1 — kwenye XRPL mainnet, inayoweza kuthibitishwa hadharani kwenye-mnyororo. Si onyesho. Ni genesis block.
Nafasi ya majina
Kama siku za awali za DNS, majina bora huchukuliwa kwanza — na ni ya kudumu. Dai lako kabla mawakala hawajafanya.
Stack
Kila kitu hukamilishwa juu ya utatuzi. Hiyo ndiyo safu tunayoimiliki — na ndiyo ambayo kila kitu kingine kimejengwa juu yake.
Mawakala hufanya biashara na mawakala, bila binadamu kuhusika
Rail-agnostic routing — XRPL settles on mainnet today
Nia, mamlaka & sera kwa malipo ya mawakala
Utatuzi wa majina + uthibitisho wa kwenye-mnyororo — msingi
Rails
Every rail below is wired and verifiable with a single request. We never custody funds; value settles directly on-chain.
| Rail | Network | What settles here | Status |
|---|---|---|---|
| XRP | XRP Ledger · mainnet | Payments to any pay: alias, over x402 or direct | Live |
| USDC | Base · eip155:8453 | Pre-send address safety & counterparty screening | Supported · x402 |
| USDC | Algorand · mainnet | Counterparty OFAC screening | Supported · x402 |
| USDT0 | X Layer (OKX) · eip155:196 | Counterparty screening, OKX-native | Supported · x402 |
| Fiat → XRP | MoonPay on-ramp | Fund a pay: alias with card or bank | Live |
| RLUSD | XRP Ledger | Aliases whose wallet has set an RLUSD trust line | ◐ Opt-in |
FAQ
It's resolution for money. Just as DNS turns example.com into an IP address, we turn a human-readable alias like pay:yourname into live payment instructions in a single API call — rail-agnostic by design, with settlement live on XRPL mainnet today.
Ndiyo. Funguo za API ni bure, bila kuhitaji kadi ya mkopo na kiwango cha bure chenye ukomo wa kasi cha ukarimu. Hulipa tu ada za mtandao kwenye reli unazokamilishia. Mipango ya kiasi kikubwa inapatikana mara unapozidi kiwango cha bure.
FAS-1 (Financial Address Standard) ni spesifikesheni huria iliyo nyuma ya utatuzi: jinsi jina linavyounganishwa na maagizo, jinsi uthibitisho unavyoangikwa kwenye-mnyororo, na jinsi reli yoyote inavyoweza kuunganishwa. Ina leseni ya CC BY 4.0 ili pochi, mawakala na fintech ziweze kujenga juu yake bila kufungwa.
XRP on the XRP Ledger is the settlement rail for paying a pay: alias, live on mainnet today. Our agent services — counterparty screening and pre-send address safety — settle over x402 in the stablecoin native to the caller's chain: USDC on Base, USDC on Algorand, and USDT0 on X Layer. DNS://Money stays rail-agnostic and non-custodial — new rails plug in via adapters. Verify every rail yourself at GET /.well-known/x402.
Mawakala hupata utambulisho wao wa pay: wa daraja la kwanza na wanaweza kutatua, kuelekeza na kukamilisha kwa kujiendesha. Miamala ya Genesis ya tarehe 13 Machi ilikuwa malipo ya kwanza ya kujiendesha kati ya wakala na wakala — yaliyokamilika kwenye XRPL mainnet, yanayoweza kuthibitishwa hadharani kwenye-mnyororo.
XRPL hutoa ukamilishaji wa sekunde 3–5, ada chini ya senti, na msaada uliojengwa ndani wa memo na lebo za marudio — bora kwa kuangika uthibitisho usiobadilika wa kila utatuzi. Pia inaendana na ISO 20022, jambo muhimu kwa ushirikiano na fedha za kawaida.
Ndiyo. Jina lililosajiliwa ni lako na huangikwa kwenye-mnyororo — ni anwani utakayotumia kwa muongo ujao. Unaweza kuelekeza upya pale linapotatuliwa wakati wowote, lakini jina lenyewe halibadiliki.
Omba ufunguo kwa barua pepe yako na matumizi yako, na utaidhinishwa ndani ya saa 24. Kutoka hapo, wito mmoja wa GET /api/v1/resolve hurejesha maagizo.
No to both. We never issue a stablecoin and never hold reserves or customer funds — payments settle directly on the ledger to the recipient. The GENIUS Act and the FDIC's RIN 3064-AG19 regulate stablecoin issuers, custodians and insured banks; we're a non-custodial resolver and router that sits outside that perimeter. Read the full regulatory posture →
Anza kujenga
Bure, hakuna kadi ya mkopo, imeidhinishwa ndani ya saa 24. Dai jina lako kabla mawakala hawajafanya.